Explore Your Home Loan Choices

We're here to help you make an informed decision—one that aligns with your goals, financial picture, and unique circumstances.

Home Purchase Loan Options

Fixed-Rate Mortgage

Enjoy stable monthly payments and a consistent interest rate throughout the life of your loan—ideal for long-term planning and peace of mind.

FHA Loan

A government-backed mortgage offering more lenient credit and down payment requirements—great for buyers seeking flexibility.

VA Loan

Exclusive to veterans and active-duty service members, VA loans offer no down payment and flexible terms, available in both fixed-rate and adjustable-rate formats.

Renovation Loan

Finance your home purchase and improvement costs together in a single loan—perfect for fixer-uppers with big potential.

USDA Loan

Buy a home with zero down payment in eligible rural and suburban areas—designed to support low-to-moderate income buyers.

Jumbo Loan

Looking to finance a higher-priced property? Jumbo loans provide flexible solutions for larger loan amounts beyond conventional limits.

First-Time Homebuyer Programs

Explore special loan options tailored for those purchasing their first home, including low down payments and supportive terms.

Low Down Payment Options

Take advantage of loan programs that help you become a homeowner with less upfront cash.

Investment Property Loans

Finance second homes, vacation rentals, or long-term investment properties with specialized loan options built for investors.

Home Purchase Loan Options

Rate & Term Refinance

Lower your interest rate, shorten your loan term, or both—refinance to save money and pay off your mortgage sooner.

Cash-Out Refinance

Convert your home equity into cash to fund renovations, pay down debt, or pursue new financial goals.

Mortgage Insurance Removal

Eliminate monthly mortgage insurance (MI) if you've built sufficient equity—freeing up cash and lowering your overall payment.

Trusted Results

"An outstanding partner. We refer every client we can to The Mortgage Source because they consistently deliver—closing on time and impressing our buyers with truly personalized care and attention."

MAX PETERSEN

"The team was incredibly professional. They explained all my mortgage options, answered every question, and never made me feel pressured. A smooth, reassuring experience from start to finish."

AMBER BRYANT

"An outstanding partner. We refer every client we can to The Mortgage Source because they consistently deliver—closing on time and impressing our buyers with truly personalized care and attention."

SYLVIA PULVER

Begin Your Investment Journey

Complete the short form on this page to start the conversation about your financing options.

Click below to take the first step!

BuyI'd like to buy a home to live in.

RefinanceI'd like to refinance my primary residence.

Our Proven Process for a Fast,
Stress-Free Experience

Discovery Consultation

We start with a one-on-one conversation to learn more about your goals, financial situation, and what you’re hoping to achieve.

Tailored Strategy Design

Using the insights from our discussion, we craft a custom set of loan options—focused on competitive rates, cost efficiency, and the right structure for your needs.

Review & Recommend

We walk you through the best-fit solutions and answer all your questions. If you're ready to move forward, we’ll begin the application process right away.

Guided Loan Execution

Our team supports you step by step—gathering documents, maintaining clear communication, and ensuring your loan moves quickly and smoothly.

What’s Driving Your Investment Goals?

I’m seeking financing to...

Boost my passive income and generate consistent cash flow.

Build long-term wealth through stable, strategic growth.

Access equity from my current portfolio to fund new opportunities.

Purchase and renovate properties with strong value-add potential.

Ready to Take the First Step?

Schedule a complimentary consultation with a home loan expert

Fast, Flexible Real Estate Financing
Starts Here

Trusted by Investors and Brokers Nationwide

With 25+ years of industry experience and operations across 40+ states, Alpha Tech Lending delivers private money lending solutions that move as fast as you do. Whether you're investing in your next project or helping clients fund theirs—we’re ready to partner with you.