Fueling Your Property Portfolio

Alpha Tech Lending offers a variety of loan programs that are customizable to suit your real estate investment needs. From DSCR loans to new construction financing, we have the right program for you.

Investor Loan Options

Short-Term Rental DSCR Loans

Ideal for vacation rentals and Airbnb properties, these loans rely solely on the property’s income—not your personal finances. Enjoy flexible documentation, interest-only options, and income verification via 12-month AirDNA projections, short-term rental appraisals, or existing rental income.

Conventional Loans

Secure ultra-competitive fixed rates and enjoy predictable payments. These loans offer traditional terms and expedited closings for buyers who meet standard income and credit requirements.

Long-Term Lease DSCR Loans

Designed for long-term rental properties, these loans are based strictly on the rental income of the property. Streamlined documentation, interest-only options, and rental income validated through appraisals or lease agreements make this an investor-friendly solution.

Multi-Family DSCR Loans

Tailored for buildings with up to 8 units, these loans are income-based, using either leases or market rent appraisals to qualify. Great for growing rental portfolios with ease.

Rehab Loans

Perfect for fix-and-flip or renovation projects. Includes virtual appraisals, soft credit inquiries, low down payment requirements, and closings in as little as 15 days.

Bridge Loans

Need fast funding for a purchase or refinance? These short-term loans come with flexible 12–24 month terms, no prepayment penalties, and quick access to capital when timing is key.

Profit & Loss (P&L) Loans

Built for business owners purchasing real estate without traditional income proof. Instead of W-2s or tax returns, you can qualify using a CPA-certified profit and loss statement from your broader business operations.

Bank Statement Loans

Designed for self-employed professionals with strong revenue but limited taxable income. These loans use your business or personal bank statements to establish qualification—no need to document conventional cash flow history.

Commercial Real Estate Loans

Flexible financing for business purposes—whether it's lines of credit, corporate office purchases, mixed-use properties, or commercial construction. Structured to meet the needs of both investors and growing enterprises.

Trusted Results

"An outstanding partner. We refer every client we can to The Mortgage Source because they consistently deliver—closing on time and impressing our buyers with truly personalized care and attention."

MAX PETERSEN

"The team was incredibly professional. They explained all my mortgage options, answered every question, and never made me feel pressured. A smooth, reassuring experience from start to finish."

AMBER BRYANT

"An outstanding partner. We refer every client we can to The Mortgage Source because they consistently deliver—closing on time and impressing our buyers with truly personalized care and attention."

SYLVIA PULVER

Begin Your Investment Journey

Complete the short form on this page to start the conversation about your financing options.

Click below to take the first step!

BuyI'd like to buy a home to live in.

RefinanceI'd like to refinance my primary residence.

Our Proven Process for a Fast,
Stress-Free Experience

Discovery Consultation

We start with a one-on-one conversation to learn more about your goals, financial situation, and what you’re hoping to achieve.

Tailored Strategy Design

Using the insights from our discussion, we craft a custom set of loan options—focused on competitive rates, cost efficiency, and the right structure for your needs.

Review & Recommend

We walk you through the best-fit solutions and answer all your questions. If you're ready to move forward, we’ll begin the application process right away.

Guided Loan Execution

Our team supports you step by step—gathering documents, maintaining clear communication, and ensuring your loan moves quickly and smoothly.

What’s Driving Your Investment Goals?

I’m seeking financing to...

Boost my passive income and generate consistent cash flow.

Build long-term wealth through stable, strategic growth.

Access equity from my current portfolio to fund new opportunities.

Purchase and renovate properties with strong value-add potential.

Ready to Take the First Step?

Schedule a complimentary consultation with a home loan expert

Fast, Flexible Real Estate Financing
Starts Here

Trusted by Investors and Brokers Nationwide

With 25+ years of industry experience and operations across 40+ states, Alpha Tech Lending delivers private money lending solutions that move as fast as you do. Whether you're investing in your next project or helping clients fund theirs—we’re ready to partner with you.